STAR Credit Union has joined together with Corpus Christi City Employees Credit Union, Gulf Coast Federal Credit Union, and Members First Credit Union, to create an ATM NETWORK for the benefit of their ATM/Debit cardholders.

Members of these credit unions will be able to utilize any of the ATM locations without the surcharge fee of the other ATM Network Credit Union.

However, STAR Credit Union will charge your account the same fees for ATM transactions that it normally charges, but you will avoid the surcharges from the other ATM NETWORK Credit Unions.

Effective October 15, 2002.

NO SURCHARGE FEE  ...	24 HOURS, 7 DAYS-A-WEEK*
STAR Credit Union 10429 Leopard Street 5262 S. Staples Corpus Christi, TX members@starcu.com	Members First Credit Union 5444 S. Staples Between Williams & Holly Road
Chemcel Federal Credit Union 7001 Saratoga Road Rodd Field Road & Saratoga	Corpus Christi City Employees CU 2140 Gollihar Road Gollihar & Crosstown Expwy
*No warranty, expressed or implied, is made by any ATM NETWORK Credit Union concerning the availability, reliability, condition, or safety of their ATMs or the premises upon which the ATMs are located. The ATM NETWORK is subject to change at any time by the notice from STAR Credit Union. If you have any questions about charges for your ATM transactions, please call a Member Services Representative at (361) 242-7827 during our regular business hours.