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Fee Change Notice
Effective May 1, 2018, some STAR Credit Union account fees will change. This is the first fee change since 2013. A full schedule of fees can be obtained from your local branch, through our website (www.starcu.org), or you can request one by mail by calling 361-242-7827 or 877-827-9196. Thank you.
|Non-Sufficient Funds (NSF)||$30.00 / item|
|Money Orders||$3.00 / item|
|Overdraft Transfer||$2.00 / transfer|
|Domestic Wire (outgoing)||$15.00 / wire|
|Skip-A-Payment||$20.00 / request|
|Non-Member ATM Fee||$2.50 / transaction|
Debit Card Notice
STAR CU has implemented additional anti-fraud procedures for our Visa Debit Cards in order to protect our members from debit card fraud. The new procedures will affect members using their cards as a “credit” transaction. You will need to choose “debit” and enter your PIN (personal identification number) for purchases over $149.99 at the following types of merchants; home supply warehouse stores, wholesale clubs, discount stores, department stores, grocery stores, supermarkets, electronic sales and drug store pharmacies. If you encounter any problems using your Visa Debit Card, please contact Member Services at 361-242-7827 during normal business hours.
From STAR Credit Union
Amid the turmoil of the financial world today, the foremost question on everyone’s mind is: Are my deposits safe?
At STAR Credit Union your deposits are safe. STAR Credit Union is a secure and strong financial institution with over 12% reserves (8% is considered well capitalized).
Deposits in STAR Credit Union are federally insured up to $250,000 by the NCUA, through the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF is backed by the full-faith and credit of the United States Government.
In addition, the Board of Directors of STAR Credit Union have chosen to provide an additional $250,000 of savings coverage to qualifying accounts through ESI, a licensed property and casualty insurance company.
The short answer to your question is: Your funds are safe at STAR Credit Union.