Fee Schedule

(Effective 5/13/2013)

Share Accounts Fees

Share Early Closure

$10.00 if closed by a member before 30 days

Trust Account Origination

$50.00

Bad Address

$3.00

Mad Money Account

$10.00 for withdrawals in excess of two (2) per year

Member Market Account Fees

NSF

$25.00 per item

Stop Payment

$20.00 per request, includes ACH

Check Printing

Prices Vary

Checking Account Fees

Overdraft

$1.00 per item

NSF

$25.00 per request

Stop Payment

$20.00 per request, includes ACH

Copies of Cancelled Checks

$2.00 per item

Check Printing

Prices may vary depending on style

Privilege Pay

$30.00

Premier Share Draft/Checking Service

$6.00 per month, if the minimum balance is not maintained

Classic Share Draft/Checking Service

$3.00 per month, waived with direct deposit

Small Business Share Draft/Checking Service

$10.00 per month, if the minimum balance is not maintained

Other Service Fess (applicable to all accounts)

Account Reconciliation

$20.00 per hour

Account Research

$20.00 per hour

Phone Inquiry

$1.00 per phone transfer, balance inquires, and account information

Statement/Screen Copy

$1.00 per copy, for current period statement

$2.00 per copy, for previous period statement

Deposited Item Return

$5.00 per item

Items Sent for Collection

$15.00 per item

Cashiers Check

$3.00 per check, no dollar limit

Wire Transfer (outgoing)

$10.00 per transfer

Wire Transfer (outgoing – international)

$50.00 per transfer

Money Order

$1.00 each, after two (2) free per month with Premier checking account

Travelers Check

1% of total purchase, Checks for one Free with Premier Checking

ACH NSF

$25.00 per item

Temporary Checks

$2.50 for 12

ATM Fees

ATM Withdrawals

$1.00 charge at machines we do not own (nonproprietary)

Annual Card

$5.00 debited from the account in September

Replacement Card

$5.00 per card

NSF

$25.00 per item

Overdraft Transfer

$1.00 per item

ATM Balance Inquiry

$0.45 at nonproprietary

Privilege Pay

$30.00

VISA Check Card Fees

ATM Withdrawals

$1.00 charge at machines we do not own (nonproprietary)

NSF

$25.00 per item

Replacement Card

$5.00 per card

Overdraft Transfer

$1.00 per transfer

Balance Inquiry

$0.45 at nonproprietary

Privilege Pay

$30.00

CyberSTAR & STAR BillPay

Billpayper Package Options:

Unlimited Transaction

$3.00 unlimited