About Us

The Credit Union Difference

Our primary goal is to provide the highest quality service to our members. We are a not-for-profit cooperative financial institution here to meet your financial needs. Members are OWNERS. The Board of Directors are volunteers chosen by fellow members who vote, regardless of the balance in their share savings account. The VOLUNTEER philosophy of people helping people is our trademark. Our source of money is from other members who borrow and save here, not federal banks.

Philosophy and Structure

Credit unions are democratically owned and controlled institutions based on ‘people helping people’ principles. Credit union boards of directors are elected by members; each member has an equal vote, regardless of how much he or she has on deposit. Only members may serve as directors, and directors serve without compensation. Credit unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher dividends on savings, lower loan rates and lower cost services.

Message from the President

Whether you’re new to the Credit Union, or just new to our website, we appreciate the opportunity to serve you.  STAR Financial Credit Union has a long-standing reputation for being Corpus Christi’s premier provider of value in financial services. You’ll find that we have lower rates on loans, higher rates on deposits, and our member service is second to none.

We recognize you have choices in where to go for financial services, and earning your business isn’t limited to better pricing, it’s also about service. That’s why we make the following Service Promises to our members:

  • We will make it easy for you to do business with us.
  • We will make your request our priority.
  • We will treat you as the honored guest you are.
  • We will only recommend products or services that improve your financial well-being.

STAR Financial Credit Union, unlike other financial institutions, does not have outside investors to serve. Our Members are our owners, and you are the reason we exist, so our most important job is to serve you.  Next time you’re in the market for a new financial product or service, give STAR Financial Credit Union a call and you’ll discover why folks say; “They are like a bank, only much better!”

STAR Financial Credit Union, a part of our community since 1959!

Thanks for visiting. We hope to serve you soon.


Lester Warby
President and CEO


Required Notice to Members—Access to Credit Union Documents

Upon written request, our members are entitled to review or receive a copy of the most recent version of the following credit union documents:(1) Balance Sheet and Income Statement (the non-confidential pages of the latest call report may be given to meet this requirement);

(2) A summary of the most recent annual audit completed in accordance with Texas Administrative Code, TITLE 7, Part 6, Chapter 91, SUB CHAPTER C, RULE 91.516.

(3) A written board policy regarding access to the articles of incorporation, bylaws, rules, guidelines, board policies, and copies thereof: and

(4) Internal Revenue Service Form 990.