Fee Schedule

(Effective 8/1/2019)

Common Fee Schedule
Account Balancing Assistance $25.00 per hour
ACH Wire Transfers – Domestic $20.00 each
ACH Wire Transfers – Foreign $40.00 each
ATM Non-Member Surcharge

(Charged to any non-STAR Financial Credit Union cards used at our ATM’s)

$3.00 each
New PIN # (first change per year is free) $5.00
ATM/MasterCard Debit Card Replacement $10.00 each
ATM/MasterCard Debit Card Replacement Expedited Handling $30.00 each
Bad Address Fee $10.00 per month
Bad Address Returned Mail Forwarding Fee $5.00 per item
Bank Services for all NSF (3rd party checks deposited into a member’s account) $15.00 each
Bankruptcy/Reaffirmation Fee $50.00
Cancelled Check Copy $5.00 each
Cashier’s/Counter/Official Checks $3.00
Check Cashing – Non-member of a member’s check $5.00 each
Collection Item (Collection assigned to outside agency). $75.00 min.
Dormant Account Fee – Monthly

(An account is considered dormant if for 180 days no withdrawals or deposits other than credited dividends, have been made to the account)

Early Account Closure < 90 Days

(Fee applies to memberships closed within 90 days of opening)

Electronic Statement Free
Escheatment $50.00 per account
Expedited Payment/Lending Services

Plus actual costs and fees (i.e. overnight shipping, etc.)

$35.00 per check
FAX – Incoming $2.50
FAX – Incoming – After 3rd Page $0.50
FAX – Outgoing $2.50
FAX – Outgoing – After 3rd Page $0.50
Holiday Club – Early Withdrawal Fee $50.00 each withdrawal
IRA Closing Fee $5.00
IRA Maintenance Fee $10.00 annual
IRA Opening Fee (Minimum $200.00) $5.00
IRA Transfer Out/Early Withdrawal Fee $25.00 each withdrawal
Late Loan Payment Fee (15 days or more late) $30.00
Levy/Garnishment Processing $100.00
Loan Application (On specified loans, i.e. HELP, Fresh Start, STSL) $20.00
Loan Default Fee (90 days or more without payment) $100.00
Loan Lien Lookup $30.00
Loan Interest Rate Reset Fee $50.00
Loan Title Work Fee $50.00
Membership Required Deposit $5.00
Money Orders $3.00 each
Money Market Below Minimum Balance Fee $7.00 per month
Money Market Excessive Withdrawal Fee (more than 6 per month) $5.00 each
Nonsufficient Funds Check, ATM, preauthorized ACH, or Debit Card Purchase $35.00 per item
Notary Service – Members Only Free
Official Check Copy $5.00
Overdraft Transfer $2.00 each
Overdraft Privilege Pay $35.00
Pick Up On Proper ID $10.00
Paper Statement Fee $2.00 a month
REG-D (Occurs after 6 transactions per month) $5.00
Repossession Redemption/Administrative $75.00 plus actual
Research $25.00 per hour plus $5.00 per statement copy, minimum one hour
Returned Item Fee $35.00 each
Share Draft Monthly Maintenance Without Direct Deposit Or A Loan $5.00 a month
Share Draft (Check) Copy $5.00 each
Share Draft (Check) Copy through STAR Financial Credit Union @ Home Free
Skip-A-Payment Fee $20.00 each
Statement Copy $5.00 each
Statement Copy from STAR Financial Credit Union @ Home Free
Stop Payments – All Items $35.00 each
Verification of Deposit – Commercial $10.00 each
Verification of Deposit – Member Via Telephone $1.00 each
Verification of Deposit Through STAR Financial Credit Union Online Free
Visa Dispute Processing $20.00
Visa Gift Card (Coming Soon) $5.00
Visa Travel Card Purchase (Coming Soon) $7.00
Visa Travel Card Reload (Coming Soon) $5.00
Wire Transfer (Domestic) Outgoing $20.00 each
Wire Transfer (Foreign) Outgoing $40.00 each
Wire Transfer – Rejected Fee $20.00
STAR Financial Credit Union Online Home Banking Free
STAR Financial Credit Union Online Account Transaction Viewing – 90 Days Free

All fees are subject to change.