Fee Schedule

Effective Date: October 1, 2019

All fees are subject to change.

Common Fee Schedule
Fee Description Fee Amount Fee Period
Account Balancing Assistance $25.00 per hour
ACH Wire Transfers – Domestic $20.00 each
ACH Wire Transfers – Foreign $40.00 each
ATM Non-Member Surcharge
(Charged to any non-STAR Financial Credit Union cards used at our ATM’s)
3.00 each
ATM Member Foreign Surcharge
(Charged to STAR Financial Credit Union member using a non-STAR owned ATM’s)
3.00 each
New PIN #
(first change per year is free)
5.00  
ATM/MasterCard Debit Card Replacement 10.00 each
ATM/MasterCard Debit Card Replacement
(Expedited Handling)
30.00 each
Bad Address Fee $10.00 month
Bad Address Returned Mail Forwarding Fee $5.00 item
Bank Service for all NSF (3rd party checks deposited into a members account) $15.00 each
Bankruptcy/Reaffirmation Fee $50.00  
Cancelled Check Copy $5.00 each
Cashier’s / Counter / Official Checks $3.00  
Check Cashing – Non-member of a member’s check $5.00 each
Collection Item (Collection assigned to outside agency) $75.00 min.
Dormant Account Fee – Monthly
(An Account is considered dormant if for 180 days no withdrawals or deposits other than credited dividends, have been made to the account)
$5.00  
Early Account Closure < 90 DAYS
(Fee applies to memberships closed within 90 days of opening)
$25.00  
Electronic Statement Free  
Escheatment $50.00 account
Expedited Payment / Lending Services
(Plus actual costs and fees (i.e. overnight shipping, etc.)
$35.00 per check
FAX-Incoming $2.50  
FAX-Incomming – After 3rd Page $0.50  
FAX-Outgoing $2.50  
FAX-Outgoing – After 3rd Page $0.50  
Holiday Club – Early Withdrawal Fee $50.00 account
IRA CLOSING FEE $5.00  
IRA MAINTENANCE FEE $10.00 annual
IRA OPENING FEE (Minimum $200.00) $5.00  
IRA Transfer Out / early withdrawal Fee $25.00 each W/D
Late Loan Payment Fee (15 days or more late) $30.00  
Levy/Garnishment Processing $100.00  
Loan Application (On Specified Loans, i.e. Help, Fresh Start, STSL) $20.00  
Loan Default Fee (90 days or more without payment) $100.00  
Loan Lien Lookup $30.00  
Loan Interest Rate Reset Fee $50.00  
Loan Title Work Fee $50.00  
Membership Required Deposit $5.00  
Money Orders $3.00 each
Money Market Below Minimum Balance Fee $7.00 month
Money Market Excessive Withdrawal fee (more than 6 per month) $5.00 each
Non-sufficient Funds Check, ATM, preauthorized ACH, or Debit Card Purchase $35.00 item
Notary Service – Members Only Free  
Official Check Copy $5.00  
Overdraft Transfer $2.00 each
Overdraft Privilege Paid $35.00  
Pick up on Proper ID $10.00  
Paper Statement Fee $2.00 a month
REG -D (Occurs after 6 transactions per month) $5.00  
Repossession Redemption/Administrative $75.00 +actual
Research
(Plus $5 per statement copy, minimum one hour)
$25.00 hour
Returned Item Fee $35.00 each
Share Draft Monthly Maintenance without Direct Deposit or a loan $5.00 a month
Share Draft (Check) Copy $5.00 each
Share Draft (Check) Copy through STAR FCU @ Home Free  
Skip-A-Payment Fee $20.00 each
Statement Copy $5.00 each
Statement Copy from Star CU @ Home Free  
Stop Payments – All Items $35.00 each
Verification of Deposit – Commercial $10.00 each
Verification of Deposit – Member via telephone $1.00 each
Verification of Deposit through STAR Financial Credit Union Online Free  
Visa Dispute Processing $20.00  
Visa Gift Card (Coming Soon) $5.00  
Visa Travel Card Purchase (Coming Soon) $7.00  
Visa Travel Card reload (Coming Soon) $5.00  
Wire Transfer (Domestic) Outgoing $20.00 each
Wire Transfer (Foreign) Outgoing $40.00 each
Wire Transfer – Rejected Fee $20.00  
STAR Financial Credit Union Online Home Banking Free  
STAR Financial Credit Union Online Account Transaction Viewing – 90 Days Free  
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Mckinzie & Holly Branches are drive-thru only at this time and temporarily closed Saturdays. Buffalo Branch is temporarily closed for maintenance.